We are looking into adding coverage for Canadians. Please check back periodically for news.
Frequently Asked Questions
Your request for cancellation must be within 90 days of purchase. In order to cancel, email firstname.lastname@example.org and include the following information:
- The exact name on the policy
- Date of purchase
- Last four digits of the credit card used
- Reason for cancellation.
Depending on your credit card company, refunds can take up to 4 weeks to process.
Contact customer service by calling toll free (800) 975-5536 or emailing email@example.com. Provide the following information:
- Exact name of policy holder
- Previous mailing address
- Current mailing address
If you are already a subscriber to Yoga Journal magazine, your TeachersPlus membership will extend your subscription another year, it will not duplicate your magazine subscription (as long as the name and address on both subscriptions are the same). However, if you do not wish to receive a subscription to Yoga Journal, you can obtain a $15.95 refund check by going to www.yogajournal.com/benefitsplus_refund/. Memberships take 4 to 6 weeks to process and your refund requests may also take 4 to 6 weeks to process.
Many styles of yoga are covered including, but not limited to:
For a more comprehensive list, please contact the insurance company by calling toll free (877) 438-7459 or emailing firstname.lastname@example.org
Standard pricing and limits are as follows. The limit of coverage is $2 million per occurrence and up to $4 million aggregation. Please note that the final premium is subject to state of residence, selected insurance limits, and specific program affiliation pricing.
- Part time yoga instructors (who teach less than 6 hours per week) pay a total of $190 per year which includes $125 insurance and $65 TeachersPlus membership.
- Full time yoga instructor (who teach 6 hours or more per week) pay a total of $250 per year which includes $185 insurance and $65 TeachersPlus membership.
- Yoga studio prices depend upon a variety of factors (fill out this survey) plus $100 TeachersPlus membership.
Fitness and Wellness' Liability Policy follows you wherever you teach. You're covered whether you teach at a yoga studio, fitness center, recreation center, someone's house or at all of the above. It even protects you when you're leading an international retreat.
Policy follows the instructor anywhere you teach in the continental USA and internationally for short business trips that do not exceed 30 days.
The program insurance rates assume that yoga is your main practice. You are still eligible for the insurance program if massage is a minor part of your business, or if you are doing mat Pilates, or you have Pilates machines. The rates may change subject to the additional services and equipment you offer.
No, if you open up a studio you would need to upgrade to a business policy. Your individual policy excludes leasing, renting or owning studios or having employees or independent contractors.
To learn more about studio insurance, fill out this survey.
Yes, your policy covers you with students of any age. Our policy does not restrict age or gender of your students.
Most of the places where you teach will ask to be named on your policy as an additional insured to avoid liability exposure from any incident due to your negligence (Note: the landlord is still exposed for their own negligence). The first ten additional insured on your policy are free; other insurance companies may charge you.
Your individual policy covers only you and will not transfer to a substitute teacher. However, your business policy will cover a substitute teacher. As individual teacher, you should always make sure the person who subs for you carries his or her own insurance. Your insurance program covers only the named individual on the policy: you.
Fitness and Wellness offers a special competitively priced part-time insurance rate for teachers who teach 6 or fewer hours per week. Call 1-877-438-7459 for rate information.
No, this policy does not cover you if you get injured on the job. This is a liability policy that protects you from claims brought against you or your business for bodily injury or property damage arising out of your negligence.
For more information about disability insurance, visit www.yogajournal.com/disability or call 415.733.6745.
To retrieve an online copy of your policy you must have a "My Phly Account." To set this up you need to go to www.phly.com. You must have your policy number and account number available. You can also call customer service at 1-877-438-7459 to have a copy e-mailed to you.
Send an email to email@example.com with name, policy number and date of cancellation.
Renewal processing can be done on the website by clicking the link to renew or you can send your payment in with your renewal notice.
You can renew your insurance premium only by clicking here.